Privacy Policy — Budget Coach

Introduction

Mike Zamayias ("we", "us", or "our") operates Budget Coach, a personal finance management application. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application. Please read this policy carefully.

Information We Collect

Personal Information

Email address — used for account creation and authentication

Financial Data

Budget information — budget categories, limits, and goals you create
Transaction data — income and expense records you enter manually

Automatically Collected Information

Analytics data — app usage patterns and feature interactions
Crash reports — technical error information to help us fix bugs

How We Use Your Information

To provide and maintain the app's budgeting and tracking features
To authenticate your account
To generate financial insights and reports based on your data
To analyze app usage and improve the user experience
To identify and fix technical issues

Third-Party Services

We use the following third-party services that may collect information:

Firebase — for authentication and data storage (Privacy Policy)
Sentry — for crash reporting and error tracking (Privacy Policy)

Financial Data Security

We understand the sensitivity of financial data. Your budget and transaction data is stored securely and is never sold to third parties, shared with advertisers, or used for any purpose other than providing you with the app's core functionality. We do not connect to your bank accounts or access any financial accounts directly.

Data Retention

We retain your personal data only for as long as necessary to provide the services you have requested, or for other essential purposes such as complying with legal obligations. When you delete your account, your personal data will be deleted within 30 days.

Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.

Your Rights (GDPR)

If you are a resident of the European Economic Area (EEA), you have the following data protection rights:

The right to access your personal data
The right to rectification of inaccurate data
The right to erasure ("right to be forgotten")
The right to restrict processing
The right to data portability
The right to object to processing
The right to withdraw consent at any time

To exercise any of these rights, please contact us at the email address below.

Children's Privacy

Budget Coach is not intended for children under the age of 13. We do not knowingly collect personal data from children under 13. If we become aware that we have collected data from a child under 13, we will take steps to delete such information.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

Contact Us

If you have any questions about this Privacy Policy, please contact us at:

contact@mikezamayias.com